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Ford Section 179 Tax Deduction in Swanzey, NH
If you own a small business or work for yourself in the Keene area, the Section 179 tax deduction could be one of the most powerful year-end financial tools available to you. Our team at Monadnock Ford in Swanzey works with local entrepreneurs, contractors, tradespeople and self-employed professionals every day who are looking to put a hardworking Ford vehicle to use and potentially put serious money back on their bottom line come tax time.
This page is intended to give you a general overview of how Section 179 works and which Ford vehicles may qualify. As always, please consult a qualified tax professional before making any financial decisions based on this information.
2026 Section 179 Tax Deduction Overview & Limits
Section 179 of the IRS tax code allows businesses to deduct the full purchase price of qualifying equipment, including vehicles, placed into service during the tax year, rather than depreciating the cost over several years. For tax year 2026, the following key figures and requirements apply. Be sure to verify current limits at section179.org, as figures may be updated by legislation.
- 2026 Deduction Limit: $2,560,0001
- Good on new and used equipment (as long as new to the buyer)
- Purchased or leased
- 2026 Spending Cap: $4,090,0001. This is the maximum amount that can be spent on equipment before the Section 179 Deduction available to your company begins to be reduced on a dollar-for-dollar basis (making it a true small-business incentive)
- Deduction begins to be reduced on a dollar-for-dollar basis. This cap is what makes it a "small business tax incentive"
- Complete phase-out at $6,650,000
- 2026 Bonus Depreciation: 100%1
- Defined as: a tax incentive that allows a business to immediately deduct a large percentage of the purchase price of eligible assets
- Generally taken after the Spending Cap is reached
- Applies to new and used
- Must be purchased and put into use before Dec. 31, 20261
- Must be used for business purposes more than 50% of the time
- Must be titled in the company's name (not the company's owner's name)
Which Ford Vehicles Qualify for Section 179?
Not every vehicle qualifies equally under Section 179. The IRS uses Gross Vehicle Weight Rating (GVWR) as a key factor in determining how much of a deduction your business may claim. The chart below provides a general breakdown of how different vehicle categories are treated, followed by a list of eligible new Ford models.
Full Section 179 deduction available 1
- Heavy SUVs & Trucks (Over 6,000 lbs. GVW) (excludes some pickups/vans): $32,000 maximum Section 179 1
- Cars, Light Trucks & SUVs (Under 6,000 lbs.): Subject to IRS "luxury auto" depreciation limits (Section 280F) 1
Eligible Ford models include, but are not limited to:
- F-150
- F-150 Lightning
- Super Duty®
- Transit Cargo Van
- Transit Passenger Wagon
- Explorer
- Expedition
- Expedition MAX
How Do I Use the Section 179 Tax Incentive?
Using Section 179 starts with purchasing or leasing an eligible vehicle and placing it into service before December 31, 2026.1The vehicle must be used for business purposes more than 50% of the time and must be titled in your company's name, not your personal name, to qualify. From there, you or your tax professional will report the deduction on IRS Form 4562 when filing your business tax return.
Because eligibility, deduction amounts and documentation requirements can vary significantly based on your business structure and total equipment purchases, it's strongly recommended that you work with a certified tax professional or CPA before completing your purchase.
Commercial Ford Vehicles for Sale Near Me
Monadnock Ford has been proudly serving the Swanzey and Keene communities with a clear, no-pressure approach to vehicle sales andFord financing. From contractors needing a capable Super Duty® to small business owners in need of a Transit Cargo Van, our team is here to help you find the right fit for your work and your budget, whether you are a self-employed professional ready to upgrade to an F-150 or a growing business adding to your fleet. We're conveniently located to serve drivers throughout the greater Keene area, and our finance team is experienced in working through commercial vehicle purchases. Stop in, give us a call or browse our current Ford inventory online and let's get your business moving before the December 31, 2026, deadline.
1 Information accurate at date of publishing. Refer to https://www.section179.org for most up-to-date specifications.
Disclaimer: The information on this page is provided for general informational purposes only and does not constitute tax or legal advice. Eligibility, deduction limits, and requirements are subject to change. Please consult a qualified tax professional before making any purchasing or financial decisions based on Section 179.
Monadnock Ford Section 179 Tax Deduction FAQs
How do I qualify for the Section 179 tax deduction on a Ford vehicle?
To qualify, your business must purchase or lease an eligible Ford vehicle, place it into service before December 31, 2026, use it for business purposes more than 50% of the time, and title it in your company's name rather than your personal name. Once those requirements are met, you or your tax professional will report the deduction on IRS Form 4562 when filing your business tax return. Because requirements can vary based on your business structure, it is strongly recommended that you consult a certified CPA before completing your purchase.
What Ford vehicles qualify for Section 179 at Monadnock Ford?
Eligible models at Monadnock Ford include the F-150, F-150 Lightning, Super Duty®, Transit Cargo Van, Transit Passenger Wagon, Explorer, Expedition, and Expedition MAX. The IRS uses Gross Vehicle Weight Rating as a key factor in determining how much of a deduction your business may claim, so the deduction amount can vary by model. Vocational trucks and vans may be eligible for the full Section 179 deduction, while heavy SUVs and trucks over 6,000 lbs. GVW are subject to a $32,000 maximum.
Can I use the Section 179 deduction on a leased Ford vehicle?
Yes, according to the 2026 Section 179 guidelines, the deduction is available on both purchased and leased equipment, as long as the vehicle is new to the buyer and placed into service before December 31, 2026. Our finance team at Monadnock Ford in Swanzey is experienced in working through commercial vehicle purchases and can help you explore the options that best fit your business. Be sure to confirm your specific eligibility with a qualified tax professional before signing.
Where can I find qualifying commercial Ford trucks and vans near Keene, NH?
Monadnock Ford in Swanzey is conveniently located to serve contractors, tradespeople, and small business owners throughout the greater Keene area. Our inventory includes work-ready models like the Super Duty® and Transit Cargo Van, and our team takes a direct, no-pressure approach to helping you find the right fit for your work and your budget. Browse our current Ford inventory online or stop in before the December 31, 2026, deadline to get your business moving.
Are there spending limits that affect the Section 179 deduction for my business?
Yes, for tax year 2026, the Section 179 spending cap is $4,090,000, meaning the deduction begins to phase out on a dollar-for-dollar basis once total equipment purchases exceed that threshold, with a complete phase-out at $6,650,000. This structure is specifically designed as a small-business tax incentive, making it especially relevant for entrepreneurs and self-employed professionals in the Keene area. Contact Monadnock Ford today to discuss your commercial vehicle needs and get on the road before the year-end deadline.